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I’ve been holding some coins and now I want to cash out. Which exchange is the best for selling crypto into fiat, and are there differences in speed between bank transfers and cards?

If your goal is to withdraw to a bank, Kraken or Bitstamp usually offer smooth transfers with competitive fees. Coinbase is also user-friendly but sometimes charges more. Card withdrawals are faster but costlier. Binance supports P2P trades if you want direct deals. If you often buy bitcoin and later sell it, stick to one exchange for both to simplify tax reporting and fee tracking.